TransGlobal Lending

POWER OF A CASH OFFER

TransEasy Loan
*Requires property as collateral

  • Fund in 10 business days

  • No tax return / income verification

  • No prepayment penalty after first 3 months*
    *Depend on selected loan program

  • Monthly interest-only payment

  • Maximum 60% LTV

  • Interest rate from 8.49%

Golden Star, Inc. DBA TransGlobal Lending NMLS# 1437002 All loans are subject to credit and underwriting approval. The programs advertised on this site are not a commitments or guarantee from TransGlobal Lending to lend. Programs, rates and other terms and conditions on this website are subject to change without notice. Golden Star, Inc. d.b.a. TransGlobal Lending is a licensed broker by the California Department of Real Estate with NMLS Endorsement. Lender fee will be applied.
NMLS ID# 1437002 Consumer Access -Company(nmlsconsumeraccess.org) | CA DRE# 1911407

3 Main Types of Mortgage Loan Programs in the Market

Full Documentation Loan

  • Good Income

  • Good Credit Score

  • 2 Years of Tax Return

Stated Income Loan No Tax Return

  • 2 Years of Employment

  • Verification of Deposit

  • CPA/AE Letter

  • Prepay Ability (DTI)

Private Lending No Doc. Loan

  • No Tax Return

  • No Verification of Deposit

  • No Verification of Employment

  • Minimum Credit Score: 600

  • Asset-Based Loan

Target Group

People who…

Don’t qualify for a stated income loan

Have a credit score above 600

Needs a bridge loan

Needs short-term liquidity

Flip properties

New immigrants or foreign nationals

Want to make a cash offer equivalent

Testimonial

Scenario

Stated Income Private Lending
Loan Amount $500,000
Loan Term 30 Years 1 Year
Interest Rate 6.50% (APR 6.59%) 8.49% (as of 9/15/2023)
Monthly Payment $3,160.34 (Amortization) $3,537.50 (Interest only)
Processing Time 30 business days 10-15 business days

Traditional Bank Loans VS Private Lending

Traditional Bank Loans
(Stated Income)

  • Tedious process that requires both employment and income verification.

  • Processing can go longer than 3 months.

  • Complicated bank loans with strict processing and rigid regulations.

Private Lending

  • Smooth processing and no requirement for employment or income verification.

  • Close as fast as two weeks! Fund in 10 business days.

  • Flexible and customized loan plans uniquely designed for each individual.

TransEasy Loan Approved States

Approved States:

  • California
  • Florida
  • Georgia
  • Hawaii
  • Illinois
  • Maryland
  • Pennsylvania
  • Texas
  • Washington
  • Arizona
  • Virginia
  • Colorado
  • Nevada

Pending States:

  • Oregon
  • Louisiana
  • South Carolina

Entity Only:

  • New Jersey
  • New York
  • North Carolina
  • Massachusetts

Initial Docs Checklist

Submission Package

Please check from below…

1. Loan Application Package

2. Copy of Photo ID/Passport

3. Bank Statement

4. LLC/Corporation Documents (if title is held by entity)

a. Articles of Organization / Incorporation

b. Operating Agreement / By Laws

5. Current Rental (Lease) Agreement

Procedure

Step 1

Submit Application

Step 2

Get Appraisal Value

Step 3

Final Approval

Step 4

Funding

Get Your

Money

Contact Us

Please fill out form to get a pre-qualification

Office

185 W Chestnut Ave,
Monrovia, CA 91016

Contact

1.888.831.8868
[email protected]

Open Hours

Monday – Friday:
9am – 5pm
Saturday:
9am — 12pm