教育類可以抵稅的專案有哪些?

Categories: 理財投資, 稅務規劃, 美國教育, 美國生活Published On: February 8th, 202111.3 min readViews: 18616
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一、在教育類的部分有什麼可以抵稅的專案?

1. 第一種的話叫做American Opportunity Tax Credit(AOTC. 美國機會抵稅計劃)。 是為了鼓勵美國民眾接受高等教育,就讀大學前4年的費用都可以抵稅。 該學生必須至少半職就讀於學校專案,而且最後是必須要能獲得學位或者畢業證書的。 那打個比方,小孩在念University或者是College,像這種情況下都可以。 所以如果華人家庭的小孩在念大學的話,就可以使用這個來抵稅。

一年可以抵多少? 對父母Income是否有限制?

這個優惠它一年最多可以抵2500塊錢美金,父母的收入不能超過9萬元,如果是夫妻合報,那就乘以2不能超18萬元。

2. 第二種優惠叫做Lifetime Learning Credit(LLC. 終身學習減稅額)。
就是政府鼓勵在職中的人員去進修,那這樣情況,進修的人員其減稅額最高也可以抵到2000塊。

限制為何?
如果單身不能超過6.9萬,夫妻合報不能超過13萬8。

這邊要注意的是,以上兩種只能二擇一。

二、除了以上2種,家庭還有什麼教育類的地方是可以抵稅呢?

假設小孩是19到24歲Full-time student(全日制學生),他必須要跟父母住在一起至少半年以上或者是父母Support他半年以上,像這種情況,父母就可以有一個500塊錢的返還。 如果孩子24歲,基本上就算是一個獨立的個體,他就可以自己去申請Financial aid(經濟資助),Financial aid其實也不算在Income裡面。

三、給會計師報稅的時候,有哪些paperwork要拿?

學校會發一種叫做1098T的表格,可以在上面填寫能夠抵扣的金額,到時候去報稅的時候就拿這份1098T的表格給會計師即可。

小結:很多華人家庭都想要知道怎麼樣在教育類可以抵稅的問題,如果你也跟我們一樣,在報稅的時候常常有很多小細節不確定,還有孩子在念書,很想要多抵扣一點稅的話,一定要找專業會計師,他們可以説明每一個需要報稅的家庭提供諮詢。

如果想要有更多的了解,可以打電話到888-831-8868,泛宇集團的專業人員,會給你更加專業和全面的介紹。

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