泛宇財經速報 貸款資訊知曉 1-30-2023
mortgage
市場周事件 ▷▷▷
抵押貸款利率連續第三週下滑至 6.13%。
美國的抵押貸款利率小幅下降，連續第三週下降。
房地美週四在一份聲明中表示，30 年期固定貸款的平均利率從上週的 6.15% 降至 6.13%。
隨著借貸成本的下降，最近幾週房地產市場開始顯示出買家興趣增加的跡象。房屋建築商 D.R. Horton Inc. 表示，1 月份的需求有所回升。政府週四公佈的數據顯示，12 月新屋銷量連續第三個月攀升。
“抵押貸款利率繼續下降，因此購房需求正在從困擾房地產市場的長達數月的凍結中解凍，”房地美首席經濟學家薩姆卡特說。 “潛在購房者對抵押貸款利率的變化仍然敏感，但在首次購房者的推動下，需求依然充足。” Redfin Corp. 週三在一份報告中表示，最近幾周某些需求指標開始回升。儘管如此，該經紀公司警告稱，房地產市場尚未走出困境，可能面臨不確定的經濟前景或負擔能力問題的壓力。
買家平均支付的費用仍高於一年前。按照目前 30 年的平均水平，擁有 600,000 美元抵押貸款的借款人每月支付大約 3,647 美元，比一年前多出約 936 美元，當時利率約為 3.55%。
美國泛宇集團有超過30年的財務規劃與管理經驗，專業的六大管理板塊，橫跨地產、貸款、保險、投資、稅務服務、教育, 旗下5000+名合作獨立經紀人遍布全美各州與亞洲主要城市，是全美最大亞裔一站式全方位財富管理服務的標竿品牌。歡迎與泛宇聯絡，讓專業的團隊為您出謀劃策。
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