泛宇財經速報 貸款資訊知曉 11-24-2025

沃勒是在接受福斯商業頻道採訪時發表上述言論的，他在採訪中強調了聯準會風險評估的轉變。

聯準會理事克里斯多福沃勒週一表示，他將在12月的聯邦公開市場委員會（FOMC）會議上主張降息，並將勞動力市場疲軟置於持續通膨擔憂之上。

沃勒是在接受福斯商業頻道採訪時發表上述言論的，他在採訪中強調了聯準會風險評估的轉變。

「就我們的雙重使命而言，我主要關注的是勞動力市場。因此，我主張在下次會議上降息，」沃勒說。他補充說，隨著新的經濟數據陸續公佈，聯準會可能需要從1月開始採取「逐次會議進行評估」的方式。

鑑於聯準會對借貸成本的重大影響，沃勒的立場在抵押貸款專業人士中具有特別重要的意義。他的言論推高了市場對12月降息的預期。根據芝加哥商品交易所（CME）FedWatch數據顯示，期貨合約目前顯示聯準會在12月9日至10日的政策會議上降息的機率約為78%。

聯準會理事駁斥了通膨擔憂，指出近期物價數據優於先前預期。

他表示：“由於勞動力市場疲軟，通膨並非大問題。” 然而，他也承認未來存在風險：1月份將“充滿變數”，大量數據即將發布，包括12月中旬公佈的延遲就業和通膨報告，這些都可能改變市場預期。

沃勒對勞動力市場短期改善持懷疑態度，他表示預計「未來六到八週內」不會出現好轉，並指出有跡象表明企業並沒有大規模招聘的計劃。

儘管聯準會主席約翰威廉斯近期暗示對12月降息持開放態度，但包括洛里洛根和蘇珊柯林斯在內的其他聯邦公開市場委員會（FOMC）成員則表示，鑑於對通膨的擔憂，維持利率不變或許更為合適。聯準會理事史蒂芬米蘭（Stephen Miran）是川普任命的，他表示，如果投票結果接近，他將支持12月降息25個基點，而不是他通常支持的50個基點。

這種分歧反映了未來方向的不確定性，而這種不確定性將影響2026年之前的抵押貸款利率和貸款決策。對於貸款機構和經紀人而言，沃勒強調依賴數據做出決策，這意味著利率預期在年底前仍將持續波動。

沃勒還提到，他最近與財政部長貝森特（Scott Bessent）會面，討論了可能被提名為聯準會主席的可能性，這使他成為未來幾年可能影響貨幣政策的候選人。

今天就請聯繫泛宇當地經紀人  或電 888-831-8868

>>立即填表諮詢<<

將由專人為您量身打造規劃!

Loans are subject to credit and collateral approval. Advertised rates are based on a set of loan assumptions including a borrower with excellent credit history and optimal loan characteristics. Your final interest rate and annual percentage rate (APR) may differ depending on your individual transaction’s specific characteristics, and certain products may not be available for your situation. Several determining factors include, but are not limited to, the state of the property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value, and credit score.

APR reflects the cost of credit over the term of the loan expressed as an annual rate. For mortgage loans, APR may include the interest rate, discount points (also referred to as “points”), and other charges or fees (such as mortgage insurance and origination fees), but does not necessarily take into account other loan-specific finance charges you may be required to pay.

Golden Star, Inc. dba Transglobal Lending, 185 W. Chestnut Ave., Monrovia, CA 91016, NMLS # 1437002 (www.transgloballending.com). All rights reserved. Equal Opportunity Employer and Equal Housing Lender. All mortgage products are subject to credit property approval. Rates, Program terms and conditions are subject to change without notice. Additional conditions, qualifications, and restrictions may apply. This is not an offer for extension of credit or a commitment to lend.

Investment securities products and services are offered through Globalink Securities, Inc. (GSI) and TransGlobal Advisory, LLC. (TGA).  GSI is member of FINRA & SIPC, which is a separate registered broker-dealers and non-bank affiliates of TransGlobal Holding Company.  Portfolio management and advisory services are provided by TGA, a registered investment advisor and subsidiary of TransGlobal Holding Company.

Investment and brokerage products are:

Not FDIC Insured • No Bank Guarantee • May Lose Value