泛宇財經速報 貸款資訊知曉 3-16-2026

Categories: 地產+貸款Published On: March 16th, 20269.5 min readViews: 2303
Evelle Dai
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儘管美國房價保持穩定,但房源短缺加劇了市場競爭。

房價堅挺,但新增房源數量驟減導致庫存緊張。

美國房地產市場在春季伊始便呈現出熟悉的供需失衡:房價幾乎沒有變化,房屋銷售速度加快,而潛在賣家數量則大幅減少。

房地產情報平台Property Prospect的最新數據顯示,涵蓋紐約、鳳凰城、里士滿和圖森等20個大都會區,房屋銷售中位數為636,165美元。近幾個月來,房價小幅上漲了0.3%。

房屋上市中位數天數降至40天,下降了9.5%。然而,樣本中的新增房源數量卻驟降至僅18,532套,降幅高達57.9%,顯示新房供應嚴重短缺。

這些數據來自該公司專有的數據集,未經獨立核實,也未與美國房地產經紀人協會(NAR)或Redfin的數據進行比較。

「庫存限制持續影響房地產市場的動態,」Property Prospect創辦人Levi Thornton表示。

“房價保持相對穩定,房屋銷售速度加快,但新掛牌房源的急劇減少導致供應緊張,加劇了購房者之間的競爭。”

儘管利率走低,庫存仍然緊張

即使借貸成本有所下降,全國範圍內的指標也顯示出類似的供應緊張。美國房地產經紀人協會(NAR)近期報告稱,2026年二手房銷售開局疲軟,年化銷售速度約為390萬套,待售房屋略高於120萬套。這仍然遠低於疫情前的水平,以歷史標準衡量,供應量大約只夠3到4個月。

First American副首席經濟學家Odeta Kushi強調,市場仍很大程度上依賴業主是否願意掛牌出售。

「進入春季購屋旺季,最令人鼓舞的訊號之一是待售房屋庫存水準較去年有所改善,」Kushi表示。

“1月份待售房源庫存比去年同期增長約9%,這對於長期供應有限的市場而言,是一個意義重大的轉變。”

庫什補充道,“新增房源的增加仍然是啟動春季購房旺季的關鍵因素”,他稱新增房源是“房地產市場的生命線”。

獨棟住宅及租賃需求維持穩定

在Property Prospect的都會區樣本中,獨棟住宅仍然是競爭最激烈的市場,中位數為805,060美元,平均銷售週期為33天。

多戶住宅的中位數為781,895美元,平均銷售週期為55天。

待售房源的緊張狀況持續蔓延至租賃市場。 Property Prospect的數據顯示,全國租金中位數為2,178美元,上漲0.3%,平均租賃週期為20天;其中,獨棟住宅的平均租金為2,730美元,平均租賃週期為19天。

單人公寓平均租金為 1,344 美元,一房公寓為 1,497 美元,三房公寓約為 2,700 美元。

投資者考量與區域差異

對於投資者而言,Property Prospect 估計,目前的房價租金比約為 24.5,該估算基於 605,831 美元的房價中位數和 2,059 美元的月租金中位數。

該平台的報導也強調了不同地區的市場狀況差異,亞利桑那州南部、維吉尼亞州中部和紐約都會區的市場在供需和價格方面呈現出截然不同的格局。這與近期的數據相呼應,數據顯示,春季市場雖然購買力有所提升,房源略有增加,但仍面臨著業主不願出售的困境。

美國泛宇集團有超過30年的財務規劃與管理經驗,專業的管理板塊,橫跨保險、投資、稅務、地產、貸款服務, 旗下5000+名合作獨立經紀人遍布全美各州與亞洲主要城市,是全美最大亞裔一站式全方位財富管理服務的標竿品牌。歡迎與泛宇聯絡,讓專業的團隊為您出謀劃策。

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