泛宇財經速報 貸款資訊知曉 7-27-2026

美國房價年漲幅創2025年8月以來最快

庫存成長動能減弱，美國房價漲幅加速

根據美國第一金融公司旗下第一美國數據與分析公司（First American Data & Analytics）發布的2026年6月房價指數（HPI）報告，美國房價年漲幅在2026年5月連續第二個月加速，達到2025年8月以來的最快水準。

儘管有所回升，房價漲幅連續第十個月低於1%，4月至5月僅上漲0.3%。

經紀人應密切關注這一潛在變化。過去一年抑制房價上漲的庫存成長正在放緩。位於加州聖塔安娜的第一美國數據與分析公司首席經濟學家馬克‧弗萊明（Mark Fleming）表示，這種動態已經重塑了房價上漲前景。

「房地產市場正在悄悄恢復價格成長，」弗萊明說。

「年度房價漲幅達到去年8月以來的最快水平，且漲幅範圍更廣，我們追踪的市場中超過一半再次錄得年度價格上漲。主要原因是庫存增長放緩，此前一年的供應增長抑制了價格上漲。”

漲幅最大的地區

2026年6月的房價指數(HPI)數據進一步印證了美國房地產市場日益明顯的地域性特徵。在追蹤的主要市場中，芝加哥的年漲幅最高，達6.2%，其次是匹茲堡（3.0%）、密西根州沃倫（2.8%）、新澤西州新不倫瑞克（2.4%）和維吉尼亞州阿靈頓（2.2%）。

在入門級住宅市場（經紀人交易量往往集中於此），聖路易斯的年漲幅高達12.4%，在所有追蹤的都會區中位居榜首。

德州沃斯堡緊隨其後，漲幅為6.1%。弗萊明將供應受限市場的強勁表現歸因於庫存尚未恢復疫情前的正常水準。

他表示：“像芝加哥這樣歷來供應受限的市場，由於庫存仍遠低於疫情前的正常水平，房價漲幅依然最為強勁。”

另一方面，丹佛的房價年減了2.6%，跌幅在主要都會區最大。

坦帕（-1.8%）、奧克蘭（-1.7%）、邁阿密（-1.7%）和拉斯維加斯（-1.7%）的房價也較去年同期下跌，反映出這些市場的供應恢復更為徹底。

供應差異將決定下半年的基調

弗萊明指出，2026年下半年將是檢驗當前上漲動能能否持續的關鍵時期。

他表示：“如果下半年供應停止改善而需求保持穩定，房價上漲勢頭可能會繼續增強。” “隨著全國庫存恢復趨於平穩，各地住房供應的差異將越來越決定房價上漲的勢頭在哪些地區增強，在哪些​​地區停滯不前。”

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