短期資金最佳落點?認識Private Lending Fund,讓閒錢動起來!

Categories: 地產+貸款, 理財投資Published On: July 29th, 20258.9 min readViews: 871
Evelle Dai
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近來市場波動不斷:
貿易關稅戰、地緣政治緊張、通貨膨脹居高不下…
不少人因此對股市、房地產等傳統投資項目望而卻步,但手上的一筆閒錢,卻也不想就這麼放在銀行賺微薄利息。
很多客戶最近問我們:
“手上的資金不想動,市場又看不清方向,有沒有一個安全又有收益的地方,先停泊個一年兩年?”
答案是:有的。
那就是-泛宇集團推出的Private Lending Fund 私人借貸基金計畫。這個計劃可以讓您把資金投入基金中,鎖定一年或兩年,可享有目前年回報率約為8.5%(以實際募集條件為準)。相較於銀行定存不到 2%的利息,這個方案不啻是一種理想的「資金中繼站」。

為什麼這是「亂市」中的理想選擇?
•保守型的投資選項。不是投入股市或風險資產,而是參與有抵押、有專業審核機制的借貸項目。
•年化報酬率可觀。目前預估年回報達8.5%,為短期資金提供穩定增值。
•靈活配置。無論你手上是25萬、50萬、還是100萬美元,都可以找到合適的配置方案。
•資金調度更從容。一年、兩年的短期配置期,讓你在等待市場好轉時,仍不讓資金閒置浪費。
當房地產或股市出現入場時機時,也可輕鬆取回、立即部署。

適合哪些人?
•暫不打算進入市場、但又不想資金閒置的人
•資產配置中,想分出一部分做低波動、固定收益的人
•尋求短期停泊、高於銀行利息收益的人
•高淨值家庭或企業,追求穩健流動性管理的人

總結:泛宇集團有著深厚的資產管理經驗與風控機制,推出的私人借貸基金計畫可以讓客戶在資金短暫停車期間,依然能穩健增值。如果您對這項計劃感興趣,還想了解更多?歡迎預約泛宇集團的財富顧問,量身規劃最適合您的資金“停泊”方案。

美國泛宇集團有超過30年的財務規劃與管理經驗,專業的管理板塊,橫跨地產、貸款、保險、投資、稅務服務, 旗下5000+名合作獨立經紀人遍布全美各州與亞洲主要城市,是全美最大亞裔一站式全方位財富管理服務的標竿品牌。歡迎與泛宇聯絡,讓專業的團隊為您出謀劃策。

今天就請聯繫泛宇當地經紀人  或電 888-831-8868

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Loans are subject to credit and collateral approval. Advertised rates are based on a set of loan assumptions including a borrower with excellent credit history and optimal loan characteristics. Your final interest rate and annual percentage rate (APR) may differ depending on your individual transaction’s specific characteristics, and certain products may not be available for your situation. Several determining factors include, but are not limited to, the state of the property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value, and credit score.
APR reflects the cost of credit over the term of the loan expressed as an annual rate. For mortgage loans, APR may include the interest rate, discount points (also referred to as “points”), and other charges or fees (such as mortgage insurance and origination fees), but does not necessarily take into account other loan-specific finance charges you may be required to pay.
Golden Star, Inc. dba Transglobal Lending, 185 W. Chestnut Ave., Monrovia, CA 91016, NMLS # 1437002 (www.transgloballending.com). All rights reserved. Equal Opportunity Employer and Equal Housing Lender. All mortgage products are subject to credit property approval. Rates, Program terms and conditions are subject to change without notice. Additional conditions, qualifications, and restrictions may apply. This is not an offer for extension of credit or a commitment to lend.
Investment securities products and services are offered through Globalink Securities, Inc. (GSI) and TransGlobal Advisory, LLC. (TGA).  GSI is member of FINRA & SIPC, which is a separate registered broker-dealers and non-bank affiliates of TransGlobal Holding Company.  Portfolio management and advisory services are provided by TGA, a registered investment advisor and subsidiary of TransGlobal Holding Company.
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